NY State is changing its point system for drivers in 2026, making it easier for you to lose your license. The new rules assign more points for driving violations while lowering the number of points that trigger suspension!
Complete the New York DMV-Approved
National Safety Council Defensive Driving Course to reduce points and to potentially avoid suspension.
ALL NEW 10th Edition Course – Engaging, interactive, and the latest NYS Laws!
NSC New York Online Defensive Driving helps make you safer and offers state-of-the-art animations, has an adaptive curriculum and provides the most engaging, interactive experience.
NEW! Identity validation using text or email; no more voice verification!
NEW! Complete your class on a tablet, smartphone, or computer
Save 10% on your car insurance for 3 years
Reduce up to 4 points off your driving record
NO FINAL EXAM! Free Certificate!
Free processing with the NY DMV
Over 75 million trained by the National Safety Council, the nation’s #1 Defensive Driving organization!
Take at your own pace; Bookmark and log in/out as needed
Coupon Code
No coupon code? No problem! Enter NY$5OFF for discount!
Our online defensive driving course for New York’s Point & Insurance Reduction Program (PIRP and IPIRP) is designed and written with the assistance of a select group of devoted highway traffic safety trainers and specialists.
Locate a New York training center near you to complete a New York Point & Insurance Reduction Program (PIRP and IPIRP)!
Completing the New York DMV-approved Point and Insurance Reduction Program (known as PIRP and IPIRP, the online course) provides a 10% reduction, for 3 years, of the motorist’s liability, no-fault and collision insurance premiums.
Take Defensive Driving Course-NY online defensive driving course or in the classroom and save on your insurance costs. Don’t wait until your premium expires. Take Defensive Driving Course-NY online defensive driving course now — and earn your insurance and point reductions. You’ll receive up to a 10% reduction on your motor vehicle collision and liability insurance premium each year for three years. The reduction applies to the base rate of your automobile and motorcycle insurance premiums, provided you are listed as the principal operator. Check with your insurance carrier for specific details on your total savings.
Defensive Driving Course-NY online defensive driving course may also allow you to receive up to a four-point reduction on your driving record. The course may be taken once every 18 months for the point-reduction benefit.
All online defensive driving courses approved by the New York DMV are required to be no less than 6 hours. This online defensive driving course fulfills that requirement. Our online defensive driving course is fully narrated, providing an easier user-experience than other courses that require reading through content or which charge an additional fee for narration. You may take the online defensive driving course in increments at your leisure, with a convenient built-in bookmark feature that allows you to return where you left off. Please note the course must be completed within 30 days.
You can also call NSC New York at (800) 962-3434.
